MSA - Blog #SENSEX

Mutual Fund Vs Stocks/ETF/Hedefund/FD/ULIP

Fri, 31 Jul 2020 17:42:37 +0530

Mutual Fund
Stocks
Comparitively low risk, small invetor can invest.
Comparitively high risk , not suitable for small investors investing smaller sums.
Relies on fund manager.
Relies on own skill.
No need of Demat account.
Need of Demat account.
No control on picking and holding of stocks
More control on stock investment and thus on investment.

Have the option to be well diversified.
Funds ger concentrated on a few stocks/sectors.
Affordable investment.
Expensive investment.
Tax Saving Benefit
No tax exemption

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Mutual Funds	ETF
Purchaed through MF company or dealer at daily NAV	Purchased on a stock exchange of prevailing market prices.
Can not buy or sell directly, instrad have to go through distributor.	Can buy sell directly through broker.
Dividends may be automatically reinvested	Dividents generally distributed to brokerage account
Management exense ratio is high	Managegement expense ratio is low.
No need of Demat account	Need demat account.

Mutual Fund	Hedge fund
Predictable , stable strategies, stated n prospectus.	Very flexible , funds can act opportunistically and make a wide range of investments
Often have lock up periods, require advance redemption notices.	Limited use of shorting, leverage, options.
Work withing a risk controlled and compliance framework set up by the regulator.	Can invest in any asset class stocks, bonds , commodities, real estate, private partnerships. Or toxic debts like packaged sub-prime mortgages.
Focus on relative returns , returns should be higher than benchmark.	Focus on absolute returns.

Mutual Fund	FD
An investment to grow your money	An investment for capital protection
Variable returns based on market fluctuation and type of mutual funds.	FD generate fixed returns based on type of FD and period of holding
Mutual funds are subject to market risks.	Don’t carry risk and provide safety to capital.
Can beat inflation.	Don’t beat inflation.
Can get high returns in long term.	Normal returns upto 7-8% pa.
STCG and LTCG are taxble based on period of holding. LTCG on equity funds is tax free.	Interest earned on FD is fully taxable as per income tax slab rates.

Mutual Fund	ULIPs
Only investment scope.	Insurance and Insurance cover
Only ELSS give you such tax deductions.	As per Section 80C of the income Tax Act, whatever money you invest is deducted from your total taxable income.
Except with ELSS , can withdraw funds within a year, however 1% of fund value (exit load) id deducted	Limited liquidity due to minimum lock in period of 5 years.
Fund management charges are high around 2.5%	Fund management charges arelower, around 1.35%
Some funds provide add on of term insurance. Example ICICI freedom plus plan.	Do not have any combination of insurance and mutual fund in one single plan.

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By : ROOPALI VAISH

Note: This blog is only for educational purpose .You should be aware of the risk involved in stock market investing . Mani research is not responsible for any type of loss in financial market. Consult your financial advisor before taking any fresh position

ICICI PRUDENTIAL MADE A BULLISH ABCD PATTERN

Thu, 23 Jul 2020 17:32:21 +0530

ICICI PRUDENTIAL looks to be forming ABCD pattern. In addition on Thursday it takes support on 200 period moving average. The 200-day simple moving average (SMA) is considered a key indicator by traders and market analysts for determining long-term market trends.

Bearish ABCD Pattern Rules

1. Point D must be higher than point B.

2. In the move from C up to D there can be no lows below point C, and no highs above point D.

3. Determine where D may complete (price)

4. Determine when point D may complete (time) for additional confirmation.

5. CD may equal AB in time.

If ICICI Prudential sustains above 445.30 it will give a good up move and we can see levels of 470/490 and if it give a breakdown from 445.30 and sustains below 445.30 it will give a down movement till 407/360.

By : ROOPALI VAISH

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INFOSYS BEARISH REVERSAL

Wed, 22 Jul 2020 17:58:03 +0530

Today INFOSYS made a low of 910 and yesterday it made a low of 929 by forming a bearish spin top candle and a spin top that occurs at the top of an uptrend could be a sign that bulls are losing their control and the trend may reverse . In daily timeframe Resistance is 951.25, Support 1 889, Support 2 847.35. If it breaks 889 it may retest 847.35.

One can sell Infosys between 915 - 925 for the target of 890 and 850. Also one must keep stoploss of 956

Note : This blog is only for educational purpose .You should be aware of the risk involved in stock market investing . Mani research is not responsible for any type of loss in financial market. Consult your financial advisor before taking any fresh position .

Get Started Now

Mutual Fund	Stocks
Comparitively low risk, small invetor can invest.	Comparitively high risk , not suitable for small investors investing smaller sums.
Relies on fund manager.	Relies on own skill.
No need of Demat account.	Need of Demat account.
No control on picking and holding of stocks	More control on stock investment and thus on investment.
Have the option to be well diversified.	Funds ger concentrated on a few stocks/sectors.
Affordable investment.	Expensive investment.
Tax Saving Benefit	No tax exemption